Effective February 1, 2003

These updated guides provide essential guidelines covering the latest MasterCard Benefits Programs that apply to travel and retail purchases made on or after February 1, 2003.

Note: the info contained within these brand new PDA guides supersede any previous guides or program descriptions you may have received earlier.

As a MasterCard cardholder, you are already entitled to these benefits based upon the card you use - learn what benefits you have to protect you and to assist you when travelling.

Carry the guide that pertain specifically to your card so that you'll know how, when and where to use your benefits - where ever you are in the world!

Purchase Assurance®

Extended Warranty

MasterRental® Insurance Coverage

MasterRoadAssist® Roadside Service

Travel Assistance Services

Rewards Program

MasterCard Global Service ®

Concierge Service

VAT Reclaim Service

Virus Protection Service